Frequently Asked Questions
What is an institutional fund?
A mutual fund that targets pension funds, endowments, and other high net worth entities and individuals.
Institutional funds usually have lower operating costs and higher minimum investments than retail funds. They do not tend to trade securities very often so they are able to keep operating costs to a minimum. These funds are not publicly available and require minimum holding and purchase requirements.
- What is comprehensive planning?
- Do I need a financial planner?
- What is a Fee-Only Planner?
- Why is fee-only compensation of critical importance?
- What is the difference between fee-only and fee-based financial planners?
- When do I pay income tax on a regular taxable account?
- What is an institutional fund?
- What is passive portfolio management?
- In layman's terms, what is the Modern Portfolio Theory?
- What is an asset class?
- What is a mutual fund?
- Why choose mutual funds over individual stocks?
- What is the difference between actively managed funds and index funds?
- If index funds serve up average returns, why have they been able to beat most actively managed funds that invest in similar securities over the long run?
- How does diversification lower my risk?
- What is the relationship between risk and return?
- Who will hold my investments?
- How much will it cost?
- How will I be billed?
Investing involves risk including the possible loss of principal. No guarantees of investment success can be offered or that a client's goals and objectives will be achieved. Investments will fluctuate and there will be periods where the investments may be worth less than the initial purchase value.